At NC Stirling, we do not simply provide you with an insurance policy and then walk away.
We offer a continuing service that extends both before and after you have taken out your cover.
60 – 120 days before due date
Developing a marketing strategy
- Review programme design proposals
- Select and shortlist appropriate insurers
- Compile detailed and quality broking submission
Marketing your risk
- NC Stirling presentations with insurers
- Evidence your commitment to risk management
- Focus on positive risk features to generate
insurer competition
Negotiation
- Use NC Stirling buying power, market knowledge and insurer relationships
- Meeting with insurers to negotiate preferential rates and terms
- Drive the deal
30 – 90 days before renewal
- Review market
- Negotiate final terms with insurers
- Agree with you the final costs and structure
- Place renewal
30 – 45 days after renewal
Risk review
- Establish claims review schedule
- Review audit
- Introduce account handler
- Review calendar and service timeline
- Develop risk management plan
3 – 4 months after renewal
Mid-term
- Business review
- Sums insured/estimates
- Mid-term financial data
- Analyse business disruption risks
- Review any exposure changes
- Review claims experience
- Accompany all insurer engineer visits
6 months after renewal
Mid-term 2
- Business review
- Sums insured/estimates
- Cover recommendations
- Address risk management plan changes
- Review insurance and legal issues
- Review claims
9 – 10 months after renewal
Renewal review
- Evaluate current insurers service
- Marketing review
- Review changes in exposures
- Review claims
- Report on market background and trends